We review your existing policies, uncover duplicate cover and close the gaps that matter.
Full policy analysis Check for duplicate cover Identify gaps in cover Premium comparison across several providers Support with cancellation and switching In detail Pillars 1, 2 and 3 properly aligned, so that retirement holds no surprises.
Pension analysis across all three pillars Calculation of the pension shortfall Review of pension fund purchase Pillar 3a optimisation Planning for partial and early retirement In detail Tax returns for private clients, plus the planning that saves tax in the current year.
Tax returns for private clients Full review of deductions Tax planning for the current year Property and pension deductions Correspondence with the tax office In detail A plan that fits your income and your time horizon, without products nobody understands.
Budget and savings potential analysis Goals and time horizon Choosing suitable investment forms Transparency on costs and fees Regular review In detail Affordability, equity and mortgage, worked out before the purchase rather than after.
Affordability and loan-to-value calculation Equity planning, including pension withdrawal Comparing mortgage offers Amortisation strategy Support at renewal In detail 